Oregon HB 4116 — Relating to consumer finance loans; and prescribing an effective date.

Oregon, 2026R1. HB 4116: Relating to consumer finance loans; and prescribing an effective date.

Plural source record ↗

Official legislative source ↗

Latest action

April 13, 2026 — Chapter 113, (2026 Laws): Effective date June 5, 2026.

Summary

Declares that this state does not want the amendments set forth in section 521 of the Depository Institutions Deregulation and Monetary Control Act of 1980 to apply to consumer finance loans made in this state. Specifies persons to whom the consumer finance laws of this state apply and circumstances in which the laws apply. Specifies the requirements for an application for a license to make consumer finance loans in this state. Takes effect on the 91st day following adjournment sine die.

Sponsors

• Nathan Sosa — primary sponsor
• Courtney Neron Misslin — primary sponsor
• Ben Bowman — primary sponsor
• Tom Andersen — primary sponsor
• Lamar Wise — primary sponsor
• Wlnsvey Campos — primary sponsor
• Jeff Golden — primary sponsor
• Deb Patterson — primary sponsor
• Floyd Prozanski — primary sponsor
• Farrah Chaichi
• Mark Gamba
• David Gomberg
• Ken Helm
• Lesly Muñoz
• Nancy Nathanson
• Travis Nelson
• Lew Frederick
• Kayse Jama
• Khanh Pham
• Janeen Sollman
• Susan McLain
• Zach Hudson
• Jules Walters
• Thuy Tran

Bill text

Enrolled Read version ↗

House Minority Amendments to Introduced Read version ↗

Introduced Read version ↗

Minority Report #2 to A-Engrossed Read version ↗

Minority Report A-Engrossed Read version ↗

Senate Minority Amendments to Introduced Read version ↗

Recorded votes

Legislative history

1. April 13, 2026Chapter 113, (2026 Laws): Effective date June 5, 2026.
2. April 7, 2026Governor signed.
3. March 7, 2026President signed.
4. March 6, 2026Speaker signed.
5. March 5, 2026McLane, granted unanimous consent to change vote to nay.
6. March 5, 2026Third reading. Carried by Neron Misslin, Campos. Passed.
7. March 5, 2026Motion to refer to Committee on Rules failed.
8. March 5, 2026Motion to substitute Minority Report for Committee Report failed.
9. March 4, 2026Second reading.
10. March 3, 2026Minority Recommendation: Do pass with amendments. (Printed A-Eng. Minority)
11. March 3, 2026Recommendation: Do pass.
12. February 25, 2026Public Hearing and Work Session held.
13. February 23, 2026Public Hearing held.
14. February 19, 2026Referred to Labor and Business.
15. February 19, 2026First reading. Referred to President's desk.
16. February 17, 2026Vote explanation(s) filed by Levy E, Nguyen D.
17. February 17, 2026Third reading. Carried by Sosa. Passed.
18. February 17, 2026Motion to substitute Minority Report for Committee Report failed.
19. February 16, 2026Second reading.
20. February 13, 2026Minority Recommendation: Do pass with amendments and be printed A-Engrossed.
21. February 13, 2026Recommendation: Do pass.
22. February 10, 2026Work Session held.
23. February 3, 2026Public Hearing held.
24. February 2, 2026Referred to Commerce and Consumer Protection.
25. February 2, 2026First reading. Referred to Speaker's desk.

State and local records are supplied by Plural Open (Open States), with links to original legislative sources. Coverage and update times vary. A vote passing one chamber does not mean a bill became law. State source changes are checked hourly; some detailed records may appear later because of source limits.