Georgia HB 945 — Banking and finance; holds on accounts of eligible adults for suspected financial exploitation; provide
Georgia, 2025_26. HB 945: Banking and finance; holds on accounts of eligible adults for suspected financial exploitation; provide
Latest action
July 1, 2026 — Effective Date
Summary
A BILL to be entitled an Act to amend Title 7 of the Official Code of Georgia Annotated, relating to banking and finance, so as to provide for holds on accounts of eligible adults for suspected financial exploitation; to provide for procedures for placing and lifting such holds; to no longer require independent credit reports to be obtained from a consumer reporting agency as defined in the federal Fair Credit Reporting Act; to provide for procedures for cease and desist orders for unregistered persons providing litigation finance; to provide for judicial hearings to review department decisions regarding litigation finance; to provide for registrant disclosures; to provide for definitions; to make conforming changes; to provide for construction; to provide for related matters; to repeal conflicting laws; and for other purposes.
Sponsors
- Bruce Williamson — primary sponsor
- Noel Williams, Jr. — primary sponsor
- Johnny Chastain — primary sponsor
Bill text
HB 945/AP* Read version ↗
LC 62 0310S/hcs Read version ↗
LC 62 0310S/hs Read version ↗
Sen Floor Amend 1 Read version ↗
Sen Floor Amend 1C Read version ↗
Sen Floor Amend 1B Read version ↗
Sen Floor Amend 1A Read version ↗
LC 62 0256/a Read version ↗
Recorded votes
Senate Vote #696 - 2025-2026 Regular Session
March 10, 2026 · Senate · pass
yes: 43 · no: 3 · other: 10
Official vote source ↗Individual member positions (55)
| Member | Vote |
|---|---|
| WILLIAMS | yes |
| WICKS | yes |
| WATSON | yes |
| WATSON | yes |
| WALKER, III | other |
| TILLERY | yes |
| SUMMERS | yes |
| STRICKLAND | other |
| STILL | other |
| SIMS | other |
| SETZLER | yes |
| ROBERTSON | yes |
| RHETT | yes |
| RAHMAN | yes |
| PAYNE | yes |
| PARKES | yes |
| PARENT | yes |
| ORROCK | yes |
| MERRITT | yes |
| MCNEEL | yes |
| MCLAURIN | yes |
| MANGHAM | yes |
| MALLOW | no |
| LUCAS | other |
| KIRKPATRICK | yes |
| KEMP | yes |
| JONES II | other |
| JONES | no |
| JAMES | yes |
| JACKSON | yes |
| HUFSTETLER | yes |
| HOWARD | yes |
| HODGES | yes |
| HICKMAN | yes |
| HATCHETT | yes |
| HARRELL | yes |
| HARBISON | yes |
| HARBIN | yes |
| HALPERN | other |
| GOODMAN | yes |
| GOOCH | yes |
| GINN | yes |
| ECHOLS | yes |
| DOLEZAL | yes |
| DIXON | yes |
| DICKERSON | yes |
| DAVENPORT | yes |
| COWSERT | no |
| BURNS | yes |
| BRASS | yes |
| BEARDEN | yes |
| ANDERSON | yes |
| ANDERSON | yes |
| ANAVITARTE | other |
| ALBERS | other |
Senate Vote #701 - 2025-2026 Regular Session
March 10, 2026 · Senate · pass
yes: 50 · no: 0 · other: 6
Official vote source ↗Individual member positions (55)
| Member | Vote |
|---|---|
| WILLIAMS | yes |
| WICKS | yes |
| WATSON | yes |
| WATSON | yes |
| WALKER, III | other |
| TILLERY | yes |
| SUMMERS | yes |
| STRICKLAND | other |
| STILL | other |
| SIMS | yes |
| SETZLER | yes |
| ROBERTSON | yes |
| RHETT | yes |
| RAHMAN | yes |
| PAYNE | yes |
| PARKES | yes |
| PARENT | yes |
| ORROCK | yes |
| MERRITT | yes |
| MCNEEL | yes |
| MCLAURIN | yes |
| MANGHAM | yes |
| MALLOW | yes |
| LUCAS | yes |
| KIRKPATRICK | yes |
| KEMP | yes |
| JONES II | other |
| JONES | yes |
| JAMES | yes |
| JACKSON | yes |
| HUFSTETLER | yes |
| HOWARD | yes |
| HODGES | yes |
| HICKMAN | yes |
| HATCHETT | yes |
| HARRELL | yes |
| HARBISON | yes |
| HARBIN | yes |
| HALPERN | yes |
| GOODMAN | yes |
| GOOCH | yes |
| GINN | other |
| ECHOLS | yes |
| DOLEZAL | yes |
| DIXON | yes |
| DICKERSON | yes |
| DAVENPORT | yes |
| COWSERT | yes |
| BURNS | yes |
| BRASS | yes |
| BEARDEN | yes |
| ANDERSON | yes |
| ANDERSON | yes |
| ANAVITARTE | yes |
| ALBERS | yes |
Senate Vote #700 - 2025-2026 Regular Session
March 10, 2026 · Senate · fail
yes: 9 · no: 41 · other: 6
Official vote source ↗Individual member positions (55)
| Member | Vote |
|---|---|
| WILLIAMS | no |
| WICKS | no |
| WATSON | no |
| WATSON | yes |
| WALKER, III | other |
| TILLERY | yes |
| SUMMERS | no |
| STRICKLAND | other |
| STILL | other |
| SIMS | no |
| SETZLER | yes |
| ROBERTSON | no |
| RHETT | no |
| RAHMAN | no |
| PAYNE | no |
| PARKES | no |
| PARENT | no |
| ORROCK | no |
| MERRITT | no |
| MCNEEL | no |
| MCLAURIN | no |
| MANGHAM | no |
| MALLOW | no |
| LUCAS | no |
| KIRKPATRICK | no |
| KEMP | no |
| JONES II | other |
| JONES | no |
| JAMES | no |
| JACKSON | no |
| HUFSTETLER | no |
| HOWARD | no |
| HODGES | no |
| HICKMAN | no |
| HATCHETT | yes |
| HARRELL | no |
| HARBISON | no |
| HARBIN | yes |
| HALPERN | no |
| GOODMAN | no |
| GOOCH | yes |
| GINN | other |
| ECHOLS | no |
| DOLEZAL | yes |
| DIXON | no |
| DICKERSON | no |
| DAVENPORT | no |
| COWSERT | no |
| BURNS | no |
| BRASS | no |
| BEARDEN | no |
| ANDERSON | no |
| ANDERSON | no |
| ANAVITARTE | yes |
| ALBERS | yes |
House Vote #481 - 2025-2026 Regular Session
February 6, 2026 · House · pass
yes: 161 · no: 5 · other: 14
Official vote source ↗Individual member positions (177)
| Member | Vote |
|---|---|
| SEABAUGH | yes |
| SCOTT | yes |
| SCOGGINS | yes |
| SCHOFIELD | yes |
| SANTOS | yes |
| SANCHEZ | no |
| SAMPSON | yes |
| SAINZ | yes |
| ROMMAN | other |
| ROBERTS | yes |
| RIDLEY | other |
| RIDLEY | yes |
| RICHARDSON | yes |
| RICE | yes |
| RHODES | yes |
| REEVES | yes |
| REESE | yes |
| PRINCE | yes |
| POWELL | yes |
| PETREA | other |
| PERSINGER | yes |
| PARSONS | yes |
| PARRISH | yes |
| PARK | yes |
| PARIS | yes |
| PANITCH | yes |
| O'STEEN | yes |
| OLIVER | yes |
| OLALEYE | yes |
| OKOYE | yes |
| NEWTON | yes |
| NEW | yes |
| NEAL | yes |
| MYLES | yes |
| MOORE | yes |
| MOMTAHAN | yes |
| MITCHELL | yes |
| MILLER | yes |
| MEEKS | other |
| MCQUEEN | other |
| MCDONALD III | yes |
| MCCOLLUM | yes |
| MCCLAIN | yes |
| MATHIS | yes |
| MATHIAK | yes |
| MARTINEZ | yes |
| MARTIN | yes |
| LUPTON | yes |
| LUMSDEN | yes |
| LIM | yes |
| LEWIS-WARD | yes |
| LEVERETT | yes |
| LAHOOD | yes |
| KENDRICK | yes |
| KELLEY | yes |
| KAHAIAN | no |
| JONES | yes |
| JONES | yes |
| JONES | yes |
| JONES | yes |
| JENKINS | yes |
| JASPERSE | yes |
| JACKSON | yes |
| JACKSON | yes |
| JACKSON | yes |
| HUGLEY | other |
| HUDDLESTON | yes |
| HOWARD | yes |
| FRYE | yes |
| FRANKLIN | yes |
| FORD | yes |
| FLOURNOY | yes |
| FLEMING | yes |
| FINCHER | yes |
| EVANS | yes |
| ERWIN | yes |
| EHRHART | yes |
| EFSTRATION | yes |
| DUNAHOO | yes |
| DUBNIK | yes |
| DRENNER | yes |
| DRAPER | yes |
| DOUGLAS | yes |
| DONATUCCI | yes |
| DICKEY | yes |
| DEMPSEY | yes |
| DELOACH | yes |
| DAWSON | yes |
| DAVIS | yes |
| CUMMINGS | yes |
| CROWE | yes |
| CRAWFORD | yes |
| COX | yes |
| CORBETT | yes |
| COOPER | yes |
| CLIFTON | yes |
| CLARK | yes |
| CLARK | yes |
| CHEOKAS | yes |
| CHASTAIN | yes |
| CARTER | yes |
| CARSON | other |
| CARPENTER | yes |
| CANNON | yes |
| YEARTA | yes |
| WILLIS | yes |
| WILLIAMSON | yes |
| WILLIAMS, JR. | yes |
| WILLIAMS | yes |
| WILLIAMS | yes |
| WILKERSON | yes |
| WESTBROOK | other |
| WERKHEISER | yes |
| WASHBURN | yes |
| WADE | yes |
| TRAN | yes |
| TOWNSEND | yes |
| THOMAS | yes |
| TAYLOR | yes |
| TAYLOR | yes |
| TARVIN | yes |
| STINSON | yes |
| STEPHENS | yes |
| SMITH | yes |
| SMITH | yes |
| SMITH | yes |
| SMITH | yes |
| SILCOX | other |
| SHARPER | yes |
| CANNON | no |
| CAMPBELL | yes |
| CAMPBELL | yes |
| CAMP | yes |
| CAMERON | yes |
| BYRD | no |
| BURNS | other |
| BURNOUGH | yes |
| BURCHETT | yes |
| BUCKNER | yes |
| BONNER | yes |
| BLACKMON | yes |
| BERRY | yes |
| BELL | yes |
| BECKLES | yes |
| BAZEMORE | yes |
| BARTON | yes |
| BARRETT | yes |
| BARNES | yes |
| BALLARD | yes |
| BAKER | no |
| AU | yes |
| ANDERSON | yes |
| ALI | yes |
| ALEXANDER | yes |
| ADEYINA | yes |
| ADESANYA | yes |
| HOWARD | yes |
| HORNER | yes |
| HONG | yes |
| HOLLY | yes |
| HOLLAND | yes |
| HOLCOMB | yes |
| HITCHENS | yes |
| HILTON | yes |
| HERRING | yes |
| HAWKINS | yes |
| HATCHETT | yes |
| HAGAN | yes |
| GUNTER | other |
| GULLETT | yes |
| GRIFFIN | yes |
| GREENE | yes |
| GLAIZE | yes |
| GISLER | yes |
| GILLIARD | yes |
| GAMBILL | yes |
| GAINES | yes |
Senate Vote #697 - 2025-2026 Regular Session
March 10, 2026 · Senate · fail
yes: 17 · no: 31 · other: 8
Official vote source ↗Individual member positions (55)
| Member | Vote |
|---|---|
| WILLIAMS | no |
| WICKS | yes |
| WATSON | no |
| WATSON | no |
| WALKER, III | other |
| TILLERY | no |
| SUMMERS | no |
| STRICKLAND | other |
| STILL | other |
| SIMS | no |
| SETZLER | no |
| ROBERTSON | no |
| RHETT | yes |
| RAHMAN | yes |
| LUCAS | other |
| KIRKPATRICK | no |
| KEMP | yes |
| JONES II | other |
| JONES | no |
| JAMES | yes |
| JACKSON | yes |
| HUFSTETLER | no |
| HOWARD | yes |
| HODGES | no |
| HICKMAN | no |
| HATCHETT | no |
| HARRELL | yes |
| HARBISON | no |
| HARBIN | no |
| HALPERN | other |
| GOODMAN | no |
| GOOCH | no |
| GINN | other |
| ECHOLS | no |
| DOLEZAL | no |
| DIXON | no |
| DICKERSON | no |
| DAVENPORT | yes |
| COWSERT | no |
| BURNS | no |
| BRASS | no |
| BEARDEN | no |
| ANDERSON | yes |
| ANDERSON | no |
| ANAVITARTE | no |
| ALBERS | no |
| PAYNE | no |
| PARKES | yes |
| PARENT | yes |
| ORROCK | yes |
| MERRITT | yes |
| MCNEEL | no |
| MCLAURIN | yes |
| MANGHAM | yes |
| MALLOW | yes |
Senate Vote #698 - 2025-2026 Regular Session
March 10, 2026 · Senate · fail
yes: 21 · no: 28 · other: 7
Official vote source ↗Individual member positions (55)
| Member | Vote |
|---|---|
| WILLIAMS | no |
| WICKS | no |
| WATSON | yes |
| WATSON | yes |
| WALKER, III | other |
| TILLERY | yes |
| SUMMERS | no |
| STRICKLAND | other |
| STILL | other |
| SIMS | other |
| SETZLER | yes |
| ROBERTSON | no |
| RHETT | no |
| RAHMAN | no |
| PAYNE | no |
| PARKES | no |
| PARENT | yes |
| ORROCK | yes |
| MERRITT | no |
| MCNEEL | yes |
| MCLAURIN | yes |
| MANGHAM | yes |
| MALLOW | no |
| LUCAS | no |
| KIRKPATRICK | no |
| KEMP | no |
| JONES II | other |
| JONES | no |
| JAMES | yes |
| JACKSON | yes |
| HUFSTETLER | yes |
| HOWARD | yes |
| HODGES | no |
| HICKMAN | no |
| HATCHETT | yes |
| HARRELL | no |
| HARBISON | no |
| HARBIN | no |
| HALPERN | no |
| GOODMAN | yes |
| GOOCH | no |
| GINN | other |
| ECHOLS | no |
| DOLEZAL | no |
| DIXON | yes |
| DICKERSON | no |
| DAVENPORT | no |
| COWSERT | yes |
| BURNS | yes |
| BRASS | no |
| BEARDEN | yes |
| ANDERSON | no |
| ANDERSON | no |
| ANAVITARTE | yes |
| ALBERS | yes |
Senate Vote #699 - 2025-2026 Regular Session
March 10, 2026 · Senate · pass
yes: 27 · no: 22 · other: 7
Official vote source ↗Individual member positions (55)
| Member | Vote |
|---|---|
| WILLIAMS | no |
| WICKS | yes |
| WATSON | no |
| WATSON | yes |
| WALKER, III | other |
| TILLERY | yes |
| SUMMERS | no |
| STRICKLAND | other |
| STILL | other |
| SIMS | no |
| SETZLER | yes |
| ROBERTSON | yes |
| RHETT | yes |
| RAHMAN | yes |
| PAYNE | no |
| PARKES | no |
| PARENT | yes |
| ORROCK | yes |
| MERRITT | yes |
| MCNEEL | no |
| MCLAURIN | yes |
| MANGHAM | yes |
| MALLOW | yes |
| LUCAS | other |
| KIRKPATRICK | no |
| KEMP | yes |
| JONES II | other |
| JONES | no |
| JAMES | yes |
| JACKSON | yes |
| HUFSTETLER | no |
| HOWARD | yes |
| HODGES | no |
| HICKMAN | no |
| HATCHETT | yes |
| HARRELL | yes |
| HARBISON | yes |
| HARBIN | no |
| HALPERN | yes |
| GOODMAN | no |
| GOOCH | no |
| GINN | other |
| ECHOLS | no |
| DOLEZAL | no |
| DIXON | yes |
| DICKERSON | no |
| DAVENPORT | yes |
| COWSERT | yes |
| BURNS | no |
| BRASS | no |
| BEARDEN | no |
| ANDERSON | yes |
| ANDERSON | no |
| ANAVITARTE | yes |
| ALBERS | yes |
Legislative history
- Effective Date
- Act 478
- House Date Signed by Governor
- House Sent to Governor
- Senate Passed/Adopted
- Senate Third Read
- Senate Read Second Time
- Senate Committee Favorably Reported
- Senate Read and Referred
- House Passed/Adopted By Substitute
- House Third Readers
- House Committee Favorably Reported By Substitute
- House Second Readers
- House First Readers
- House Hopper
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