California AB 801 — Nondiscrimination.

California, 20252026. AB 801: Nondiscrimination.

Plural source record ↗

Official legislative source ↗

Latest action

September 30, 2026 — Chaptered by Secretary of State - Chapter 871, Statutes of 2026.

Summary

Existing law establishes the Department of Financial Protection and Innovation under the direction of the Commissioner of Financial Protection and Innovation. Existing law makes the department responsible for administering various laws relating to financial institutions, including the Banking Law, the California Credit Union Law (CCUL) , and the California Residential Mortgage Lending Act (CRMLA) , a willful violation of which is punishable as a misdemeanor. The CRMLA requires, as often as the commissioner deems necessary and appropriate, but at least once every 48 months, the commissioner to examine the affairs of each residential mortgage lender and servicer licensee for compliance with the CRMLA. The CRMLA authorizes the commissioner to examine the licensee's officers, directors, employees, or agents under oath regarding the licensee's operations. The CRMLA requires the commissioner to provide a written statement, the disclosure of which is subject to certain restrictions, of the findings of the examination, issue a copy of that statement to each licensee's principals, officers, or directors, and take appropriate steps to ensure correction of any violations of the CRMLA. This bill, the California Fair Lending Examination Act, would require, under the Banking Law and the CCUL, the commissioner to, at least once every 4 years, examine, as prescribed, the books and records of certain entities subject to the commissioner's examination authority under those laws for compliance with any nondiscrimination law applicable to mortgage lending, as specified, and would require the commissioner to provide a written statement of the findings of that examination, issue a copy of that statement to the subject's principals, officers, or directors, and take appropriate steps to ensure correction of any violations of applicable nondiscrimination laws. The bill would prohibit disclosure of that statement to anyone other than the subject entity, law enforcement officials, or other state or federal regulatory agencies for further investigation and enforcement. This bill would, as part of the above-described examination required by the CRMLA, require the commissioner to additionally examine the licensee for compliance with any nondiscrimination law applicable to mortgage lending, as prescribed. This bill would make a violation of an applicable nondiscrimination law a violation of the Banking Law, the CCUL, or the CRMLA, as applicable, and would authorize, under the Banking Law and the CCUL, the commissioner to examine the applicable entity's officers, directors, employees, or agents under oath regarding the entity's operations. By expanding the scope of the crimes of perjury and of violating the CRMLA, this bill would impose a state-mandated local program. Existing constitutional provisions require that a statute that limits the right of access to the meetings of public bodies or the writings of public officials and agencies be adopted with findings demonstrating the interest protected by the limitation and the need for protecting that interest. This bill would make legislative findings to that effect. The California Constitution requires the state to reimburse local agencies and school districts for certain costs mandated by the state. Statutory provisions establish procedures for making that reimbursement. This bill would provide that no reimbursement is required by this act for a specified reason.

Sponsors

• Bonta — primary sponsor
• Bryan
• Elhawary
• Gipson
• Jackson
• McKinnor
• Sharp-Collins
• Wilson
• Richardson
• Smallwood-Cuevas
• Weber Pierson

Bill text

AB801 Read version ↗

02/18/25 - Introduced Read version ↗

03/28/25 - Amended Assembly Read version ↗

04/21/25 - Amended Assembly Read version ↗

05/06/25 - Amended Assembly Read version ↗

05/23/25 - Amended Assembly Read version ↗

06/04/26 - Amended Senate Read version ↗

07/02/26 - Amended Senate Read version ↗

08/13/26 - Amended Senate Read version ↗

08/18/26 - Amended Senate Read version ↗

08/30/26 - Enrolled Read version ↗

09/30/26 - Chaptered Read version ↗

Recorded votes

Legislative history

1. September 30, 2026Chaptered by Secretary of State - Chapter 871, Statutes of 2026.
2. September 30, 2026Approved by the Governor.
3. September 3, 2026Enrolled and presented to the Governor at 4 p.m.
4. August 26, 2026Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 60. Noes 11. Page 6564.).
5. August 25, 2026In Assembly. Concurrence in Senate amendments pending.
6. August 25, 2026Read third time. Passed. Ordered to the Assembly. (Ayes 30. Noes 8. Page 5773.).
7. August 19, 2026Read second time. Ordered to third reading.
8. August 18, 2026Read third time and amended. Ordered to second reading.
9. August 17, 2026Read second time. Ordered to third reading.
10. August 13, 2026Read second time and amended. Ordered returned to second reading.
11. August 13, 2026From committee: Amend, and do pass as amended. (Ayes 5. Noes 2.) (August 13).
12. August 3, 2026In committee: Referred to APPR. suspense file.
13. July 2, 2026Read second time and amended. Re-referred to Com. on APPR.
14. July 1, 2026From committee: Amend, and do pass as amended and re-refer to Com. on APPR. (Ayes 11. Noes 2.) (June 30).
15. June 18, 2026From committee: Do pass and re-refer to Com. on JUD. (Ayes 5. Noes 2.) (June 17). Re-referred to Com. on JUD.
16. June 4, 2026From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on B. & F.I.
17. July 1, 2025In committee: Set, first hearing. Hearing canceled at the request of author.
18. June 18, 2025Referred to Coms. on B. & F.I. and JUD.
19. June 4, 2025In Senate. Read first time. To Com. on RLS. for assignment.
20. June 3, 2025Read third time. Passed. Ordered to the Senate. (Ayes 45. Noes 15. Page 2027.)
21. May 27, 2025Read second time. Ordered to third reading.
22. May 23, 2025Read second time and amended. Ordered returned to second reading.
23. May 23, 2025From committee: Amend, and do pass as amended. (Ayes 11. Noes 2.) (May 23).
24. May 23, 2025Assembly Rule 63 suspended. (Ayes 51. Noes 16. Page 1644.)
25. May 14, 2025In committee: Set, first hearing. Referred to APPR. suspense file.
26. May 7, 2025Re-referred to Com. on APPR.
27. May 6, 2025Read second time and amended.
28. May 5, 2025From committee: Amend, and do pass as amended and re-refer to Com. on APPR. (Ayes 5. Noes 1.) (April 28).
29. April 28, 2025Joint Rule 62(a) suspended. (Page 1307.)
30. April 22, 2025Re-referred to Com. on B. & F.
31. April 21, 2025From committee chair, with author's amendments: Amend, and re-refer to Com. on B. & F. Read second time and amended.
32. April 1, 2025Re-referred to Com. on B. & F.
33. March 28, 2025From committee chair, with author's amendments: Amend, and re-refer to Com. on B.&F. Read second time and amended.
34. March 28, 2025Referred to Com. on B.&F.
35. February 19, 2025From printer. May be heard in committee March 21.
36. February 18, 2025Read first time. To print.

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